Why Pet Insurance?
Pets are great companions and emotionally attached to you. Pet insurance helps to protect the health of your furry companion. It covers expenses for vaccines, sickness, and emergency situations, except things broken by pet!
Sachin
Never Again Worry About Subrogation
A letter that the Insurance company sends to at-fault person. It is sent for recovery of cost and damages, that are caused by other party’s negligence.
Health saving account | HAS | HRA | FSA | MSA | Cafeteria Plan | Section 125
There are various health savings accounts to save tax and withdrawal is tax-free for medical expenses let’s understand how it will help you save on tax.
How to save tax? | Roth IRA | Traditional IRA | 401K
IRA, Individual Retirement account is a provision by IRS to save tax, some IRA saves tax on pre-tax money and some saves on after-tax money.
Things you don’t know about Universal Life Insurance
While buying this insurance plan you should check about the cost of maintaining the policy; which is the cost of insurance and other charges which are continuously eating policy cash value.
Life insurance buy renew checklist for saving
Most Term policies are renewable, it can be renewed when the term is nearing to end, even if your health condition is not the same.
Check with your insurer before the policy expires.
• At what premium it is allowed to renew?
• At what age it cannot be renewed?
• Is medical examination required for renewal?
• Check death benefits are the same
• Recheck policy beneficiary
Business Liability Insurance | Business Owner Insurance | Director and Officers Liability Insurance
It protects business and its owners from a lawsuit or third-party claim.
Policy covers financial liabilities, legal defense charges, and claims out of judgment.
it also covers claims of copyright issues, slander, libel, and misleading advertising
Umbrella Insurance | Required Underlying insurance for Umbrella Insurance | Exclusion to Umbrella Insurance
Umbrella insurance is cheaper and provides high liability limit coverage, for example, $1 million Liability coverage can cost only $140 to $300 per year.
Home Insurance | Landlord Insurance | How to Save on Home Insurance | What is not covered in home insurance
Home insurance is designed to provide maximum possible protection in one policy, It also covers liability if you have any bad day, and personal liability arising due to a lawsuit, an example is a dog bite.
State wise Medicaid and CHIP program name
Medicaid and CHIP program names may vary from state to state